Personal & Property
The same clarity, for the owner behind the ABN.
Personal and property funding for business owners. Your real options, side by side, before you commit to one.
You don’t pay to compare.
No credit file impact · No cost to compare · No obligation
100+
Products compared, side by side
70+
Lenders, banks to private credit
$1B+
In lending reviewed in our reports
Access
To domestic and international lenders
- Home LoansFirst home, next home, or refinance.
- Investment PropertyBuy, refinance, or restructure your portfolio.
- Commercial PropertyFund the premises your business runs from.
- ConstructionNew builds and staged progress payments.
- SMSF PropertyProperty finance inside your SMSF.
- Personal LoansSecured or unsecured, bank or specialist.
- Debt ConsolidationOne clear structure, instead of several.
- RefinancingSee what a better deal actually looks like.
- Second MortgageAccess equity without refinancing your first mortgage.
Built for the self-employed
Lenders read an ABN differently.
- Income that doesn’t fit a payslipBAS, bank statements or an accountant’s letter, with lenders who specialise in self-employed borrowers.
- Full-doc, alt-doc and low-docSelf-employed, contractor and multiple-income borrowers are compared across all three.
- The owner behind the businessYour own home, investment property and personal borrowing, compared for you personally.
Panel of 70+ lenders: banks · non-banks · fintechs · private lenders
Your options, side by side
See what you qualify for.
Rate and LVR (loan-to-value ratio) for each lender, side by side, before you commit to anything.
There is no overall score and no recommended badge.
- Every matched option, side by side.
- The trade-offs named: security, term, amount and rate.
- Any fee that applies to an option, before you choose.
Sample · Home loan
Matching lenders for a home loan
| Lender | Product | Rate p.a. |
|---|---|---|
| Lender A | Full-doc · 80% LVR | 6.49% |
| Lender B | Alt-doc · 75% LVR | 6.79% |
| Lender C | Low-doc · 80% LVR | 7.05% |
Specialist note: Lender A has the lowest rate here but needs full documentation; Lender B accepts alt-doc at 75% LVR.
Who is Personal & Property for?
Business owners, for their own home, investment property and personal borrowing: the owner behind the business.
What can you help with?
Nine areas: home loans, investment property, commercial property, construction, SMSF property, personal loans, debt consolidation, refinancing and second mortgages. Each has its own page.
Will comparing affect my credit file?
No. There is no credit check until you choose to proceed, and no obligation.
Are the rates on this page offers?
No. They are illustrative sample rates, to show what a side-by-side comparison looks like. The rate you are offered depends on your situation and the lender.
Are you a lender?
No. Trade Funding Pty Ltd is a Credit Representative (number 568624) of QED Credit Services Pty Ltd, Australian Credit Licence 387856. We compare options across our lender panel and support you through to settlement. The lender you choose provides the funding.
How do we get paid?
Comparing costs you nothing. Not comparing can cost you plenty.
The headline rate rarely tells the whole story. Fees, charges and loan terms can add far more to what you repay. That’s why your Compare Report shows every cost we can identify side by side.
In most cases, the lender pays us, and only if you decide to proceed with their product offer. For more complex deals, or where the lender pays us little or nothing, we may charge a fee for our service. It doesn’t happen often, but when it does, it’s shown on your Compare Report and we’ll walk you through it before you decide.
No obligation to proceed, ever.
See your options, side by side.
No credit file impact · No cost to compare · No obligation
Or talk to us: 1300 161 641 · support@tradefunding.com.au