Home Loans
Home loans, compared before you commit.
First home, next home, or refinance - matched to your scenario.
You don’t pay to compare.
No credit file impact · No cost to compare · No obligation
100+
Products compared, side by side
70+
Lenders, banks to private credit
$1B+
In lending reviewed in our reports
Access
To domestic and international lenders
Panel of 70+ lenders: banks · non-banks · fintechs · private lenders
Home Loans at a glance
- Loan purpose
- First home, next home, or refinance
- Documentation
- Full-doc, alt-doc and low-doc lenders
- Self-employed
- BAS, bank statements or an accountant’s letter
- Timing
- Varies by lender
Subject to lender assessment. Your options are typically ready within 24 hours of receiving your documents.
What’s included.
- First home buyer, upgrader, or downsizer - matched to lenders who fit your scenario, not only your payslip.
- Refinance an existing home loan to a sharper rate or better structure.
Self-employed?
Lenders read an ABN differently.
- Self-employed, contractor, or multiple incomes? Compared across full-doc, alt-doc and low-doc lenders too.
- BAS, bank statements or an accountant’s letter, where a payslip test doesn’t fit - with lenders who specialise in self-employed borrowers.
Enquire online
Tell us what you need. Get real options back.
A few details, sent straight to our Personal & Property team.
Your questions, answered.
No credit file impact · No cost to compare · No obligation
Can I get a home loan if I am self-employed?
Often, yes. Self-employed, contractor and multiple-income borrowers are compared across full-doc, alt-doc and low-doc lenders. Some lenders specialise in self-employed borrowers and accept BAS, bank statements or an accountant’s letter where a payslip test doesn’t fit.
Can you help me refinance my current home loan?
Yes. We compare options to refinance an existing home loan to a sharper rate or a better structure.
Who will I deal with?
Our Personal & Property team, who’ll reply to your enquiry and talk you through your options.
How do we get paid?
Comparing costs you nothing. Not comparing can cost you plenty.
The headline rate rarely tells the whole story. Fees, charges and loan terms can add far more to what you repay. That’s why your Compare Report shows every cost we can identify side by side.
In most cases, the lender pays us, and only if you decide to proceed with their product offer. For more complex deals, or where the lender pays us little or nothing, we may charge a fee for our service. It doesn’t happen often, but when it does, it’s shown on your Compare Report and we’ll walk you through it before you decide.
No obligation to proceed, ever.
Ready to see your options?
Your options, compared before you commit. No credit check until you choose to proceed.
You don’t pay to compare.
No credit file impact · No cost to compare · No obligation
Or talk to us: 1300 161 641 · support@tradefunding.com.au