Calculator
Work out the repayments.
An estimate to plan with, not a quote.
Business loan calculator
Your loan, your repayments.
Adjust the amount, rate and term, or type the figures. Your repayments update as you go.
Your actual terms depend on what a calculator can’t see: security, trading track record and credit profile.
- This tool assumes a fixed interest rate and standard amortisation.
- Rates shown are simple p.a.; your report shows the APR.
- Results are approximate and exclude lender fees. Not an offer of credit.
- Weekly repayment
- $1,086
- Fortnightly repayment
- $2,173
- Monthly repayment
- $4,707
- Total interest
- $12,976
- Total cost of the loan
- $112,976
Your questions, answered.
No credit file impact · No cost to compare · No obligation
How are business loan repayments calculated?
Repayments are calculated using a standard amortisation formula based on your loan amount, annual interest rate, and term. Each repayment includes both interest and a portion of the principal, structured so the loan is fully repaid by the end of the term.
Can I pay off my business loan early without a penalty?
This varies by lender and product. Some facilities allow early repayment with no penalty, others apply a break fee or require the remaining interest to be paid out. Confirm the terms with your specific lender before signing.
How do we get paid?
Comparing costs you nothing. Not comparing can cost you plenty.
The headline rate rarely tells the whole story. Fees, charges and loan terms can add far more to what you repay. That’s why your Compare Report shows every cost we can identify side by side.
In most cases, the lender pays us, and only if you decide to proceed with their product offer. For more complex deals, or where the lender pays us little or nothing, we may charge a fee for our service. It doesn’t happen often, but when it does, it’s shown on your Compare Report and we’ll walk you through it before you decide.
No obligation to proceed, ever.
See your options, side by side.
This calculator gives you an estimate. Your Compare Report shows your qualified options, with rates and terms, across our panel of 70+ lenders.
No credit file impact · No cost to compare · No obligation
Or talk to us: 1300 161 641 · support@tradefunding.com.au