Funding options for your purchase
See your options before you commit.
Funding for your purchase from . Tell us what you’re funding in about two minutes, then see qualified options across our panel of 70+ lenders. No credit check until you choose to proceed.
You don’t pay to compare.
No credit file impact · No cost to compare · No obligation
Trade Funding Pty Ltd ABN 28 647 543 084 is a Credit Representative (568624) of QED Credit Services Pty Ltd, Australian Credit Licence 387856 · 5.0 on Google (opens Google Maps in a new tab)
*Illustrative: $2,480 over 24 months at 13.5% p.a. simple interest. Actual repayments depend on the lender and your terms.
How it works for you
From your quote to your purchase.
- 1You scan the code on your quote or invoice, or pick the finance option at checkout.
- 2You enter a few details and see indicative options.No credit check at this step.
- 3For larger amounts you share performance data, such as bank statements, in a couple of taps.
- 4Cashper matches your profile against the panel.You see qualified options side by side.
- 5You choose.The lender’s final decision typically takes 24 to 48 hours from when it has your documents. The vendor is paid in full at settlement; you repay the lender.
What you’re comparing
One option, or a panel of 70+ lenders.
Without Connect
Take it or leave it. No comparison offered.
You can’t tell if it’s a good rate
With Connect
Compared by Cashper, side by side.
You choose the option that suits you
Before you apply.
Before you apply, the questions customers ask most.
Who do I make repayments to?
Your chosen lender, directly, not the vendor. The vendor is paid in full at settlement and isn’t part of your repayment schedule.
How do we get paid?
Comparing costs you nothing. Not comparing can cost you plenty.
The headline rate rarely tells the whole story. Fees, charges and loan terms can add far more to what you repay. That’s why your Compare Report shows every cost we can identify side by side.
In most cases, the lender pays us, and only if you decide to proceed with their product offer. For more complex deals, or where the lender pays us little or nothing, we may charge a fee for our service. It doesn’t happen often, but when it does, it’s shown on your Compare Report and we’ll walk you through it before you decide.
No obligation to proceed, ever.
Can I pay off my finance early?
That depends on the lender and product you’re matched with. Early repayment terms vary across our panel and will be set out clearly before you accept an offer.
What happens if I’m not approved?
You can choose another lender from the panel, or pay by your usual method. One decision doesn’t block the sale.
Is my information shared with the vendor?
The vendor sees that a sale was financed and confirmed, not your application details. Your financial information is assessed by the lender, not passed on to the business you’re buying from.
Does checking affect my credit file?
No. Checking your eligibility involves no credit check, so there’s no credit score impact. Only a full application, if you choose to proceed, involves the lender’s standard credit assessment.
Will I pay more if I use Trade Funding Connect?
No. You pay the lender’s normal commercial finance rate, with no surcharge from Trade Funding; if any fee applies to you, it’s shown before you decide. And instead of one lender’s offer, you see qualified options across our panel of 70+ lenders.
How long does the application take?
The first step typically takes about two minutes. Documents, ID and e-signing follow if you choose to proceed.
Ready to check your options?
No credit file impact · No cost to compare · No obligation