Terms & Conditions

1. Introduction

These Terms govern your use of Trade Funding's website and services.

We / Us / Our

Trade Funding Pty Ltd (ABN 28 647 543 084)

Terms

This Terms & Conditions document

Services

tradefunding.com.au and all related products, tools, and services

By using our Services, you agree to these Terms and our Privacy Policy. We are a Credit Representative (number 568624) of QED Credit Services Pty Ltd, Australian Credit Licence 387856, and an AFCA member - nothing here limits your rights under Australian consumer protection law, including the Australian Consumer Law.

2. Eligibility

To use our Services, you must:

• Be at least 18 years of age
• Be operating or intending to establish a business in Australia
• Have legal capacity to enter binding contracts under Australian law
• Not be prohibited from receiving our Services under any applicable law

Using our Services means you confirm all four. We can verify eligibility and refuse access at any time.

3. Registration & Account Security

If you register an account, you agree to:

• Provide accurate, current, and complete information
• Keep that information up to date
• Keep your credentials confidential - never share them
• Notify us immediately at support@tradefunding.com.au of any unauthorised use
• Take responsibility for all activity under your account

We can suspend or terminate accounts we reasonably believe are inaccurate, incomplete, or misused.

4. Use of Services

You must not use our Services to:

• Violate any law or regulation
• Send spam or unsolicited commercial communications
• Impersonate any person or entity
• Restrict or inhibit anyone else's use of the Services
• Introduce viruses, trojans, or other harmful code
• Attempt unauthorised access to our systems
• Scrape or data-mine without our written consent
• Act fraudulently, deceptively, or misleadingly
• Harass, threaten, or defame any individual or entity

Suspected breaches may result in suspension, termination, and referral to relevant authorities.

5. Access to Funding

We connect you to funding. We don't provide it.

• We act as a Credit Representative (number 568624) of QED Credit Services Pty Ltd, Australian Credit Licence 387856 - facilitating introductions, not lending decisions
• Information provided (including comparison results and indicative rates) is general, not financial advice
• Read all product disclosure documents; seek independent advice where appropriate
• We're not responsible for third-party lenders' conduct - disputes on a funded product sit with that lender

6. Intellectual Property

All content, branding, and technology on our Services - including the Cashper engine and S.T.A.R. framework - belongs to Trade Funding Pty Ltd or its licensors.

You get a limited, non-exclusive, revocable licence to use the Services for your own business evaluation. You must not:

• Copy, republish, or distribute our content without written consent
• Modify or create derivative works from it
• Remove copyright or trademark notices
• Use our trademarks or branding without written approval

7. Disclaimer of Warranties

Services are provided "as is," without warranty of any kind, including:

• Merchantability, fitness for purpose, or non-infringement
• Uninterrupted, timely, secure, or error-free operation
• Accuracy, reliability, or completeness of information provided
• Freedom from defects, viruses, or harmful components

This doesn't override any consumer guarantee that can't be excluded under the Australian Consumer Law.

8. Limitation of Liability

To the fullest extent the law allows, we're not liable for:

Where liability can't be excluded but can be limited, it's limited to resupplying the relevant service.

9. Indemnification

You agree to indemnify Trade Funding against claims arising from:

• Your use of, or inability to use, the Services
• Your breach of these Terms
• Your violation of any law
• Your infringement of a third party's rights
• Inaccurate, misleading, or fraudulent information you submit

10. Governing Law

These Terms are governed by the laws of New South Wales, Australia. You submit to the exclusive jurisdiction of NSW and Federal Court of Australia, without limiting our right to seek urgent injunctive relief elsewhere.

11. Termination

We can suspend or terminate your access at any time, for any reason, including a suspected breach.

On termination:

• Your right to use the Services ends immediately
• Clauses that should survive - ownership, disclaimers, indemnity, liability limits - do survive

You can stop using the Services, or close your account, any time via support@tradefunding.com.au.

12. Changes to These Terms

We may update these Terms at any time - the Effective Date above will change when we do. Continuing to use our Services after an update means you accept the revised Terms.

13. Contact Us

Questions or complaints about these Terms:

Email

support@tradefunding.com.au

Phone

1300 161 641

Office Address

Level 8, 387 George Street, Sydney, NSW, 2000

Not satisfied with our response? Contact the Australian Financial Complaints Authority (AFCA) at www.afca.org.au or 1800 931 678.