Partners
Helping businesses pay businesses.
We call it Connect: our program that gets you paid at the point of sale. A QR code on your quotes and invoices shows your customers their funding options at the moment they decide. You're paid in full on settlement.
No fee to your business · Paid in full at settlement
$0
Cost to your business
100+
Products compared, side by side
70+
Lenders, banks to private credit
Access
To domestic and international lenders
The problem
Same customer. Two outcomes.
When a customer can’t pay upfront, they hold off and cash flow stalls the sale. With Connect, the same invoice carries their funding options.
Without Connect
Customer holds off, lost sale
With Connect
from $131/month* (24 months)
Funding options QRFunded at the point of sale, sale secured
*Illustrative: $2,480 over 24 months at 13.5% p.a. simple interest. Actual repayments depend on the lender and your terms.
Panel of 70+ lenders: banks · non-banks · fintechs · private lenders
How Connect works
Five steps, from quote to paid.
- 1Quote, invoice or checkoutYour quote or invoice carries a QR code, or your online checkout offers a finance option.
- 2DetailsYour customer enters a few details on their phone and sees indicative options. No credit check at this step.
- 3Data, where neededFor larger amounts they share performance data, such as bank statements, in a couple of taps.
- 4MatchCashper matches their profile against the panel. They see qualified options side by side.
- 5Choose and payThey pick the option that suits them. The lender’s final decision typically takes 24 to 48 hours from when it has their documents. You’re paid in full at settlement.
CashperFor vendors
More yeses, paid sooner.
Who uses Connect: Equipment & Machinery · Commercial Vehicles · Materials & Trade Supplies · Office & Fit-out · Software Subscriptions · Professional Services
- No fees to youNo fee for your business, on every sale.
- No integration workA branded code on your existing quote and invoice templates. No new software, no API work.
- No credit exposureThe lender carries the credit risk, not you.
- Fewer late paymentsMore ways for your customers to pay you.
For your customers
Options, not one offer.
Instead of one finance option or none, they see qualified options from 100+ products across our panel of 70+ lenders, and choose. There’s no credit check until they choose to proceed.
How we're paid.
There’s no fee to your business.
The lender pays Trade Funding when your customer’s deal completes. If any fee applies to your customer, it’s shown before they decide.
What does it cost my business?
There is no fee for vendors. The lender pays Trade Funding when your customer’s deal completes.
How do we get paid?
Comparing costs you nothing. Not comparing can cost you plenty.
The headline rate rarely tells the whole story. Fees, charges and loan terms can add far more to what you repay. That’s why your Compare Report shows every cost we can identify side by side.
In most cases, the lender pays us, and only if you decide to proceed with their product offer. For more complex deals, or where the lender pays us little or nothing, we may charge a fee for our service. It doesn’t happen often, but when it does, it’s shown on your Compare Report and we’ll walk you through it before you decide.
No obligation to proceed, ever.
When do I get paid?
When your customer’s finance settles, the lender pays you in full, the same as any standard invoice.
What happens if a customer is ineligible?
They can choose another lender from the panel or pay by their usual method. The sale isn’t blocked by one decision.
How do I get set up?
No integration required to start. Our team sets up your account and trains your staff.
Is there any credit risk on my balance sheet?
No. The customer’s debt sits with the lender, not your business. You’re paid in full at settlement, the same as any standard invoice: no recourse, no chargeback exposure, no receivables on your books.
What happens if a customer defaults?
The finance agreement is between the customer and the lender. Your business has already been paid out at settlement, so a later default does not create recourse back to you.
Do my customers pay more if they use Trade Funding?
No. Customers pay the lender’s normal commercial finance rate, with no surcharge from Trade Funding. If any fee applies to them, it’s shown before they decide.
Get paid at the point of sale.
Or talk to us: 1300 161 641 · support@tradefunding.com.au
Tell us a bit about your business and we’ll be in touch to get you set up.
Become a Partner