Personal & property finance, in one place.

Do you help self-employed borrowers with home loans?

Often, yes. Self-employed, contractor and multiple-income borrowers are compared across full-doc, alt-doc and low-doc lenders, and some lenders accept BAS, bank statements or an accountant’s letter where a payslip test doesn’t fit.

What’s the difference between refinancing and a second mortgage?

Refinancing replaces your existing home loan with a new one, where a sharper rate or a better structure is available. A second mortgage is a second loan that sits behind your existing mortgage, not in place of it, so your first mortgage and current lender stay as they are.

Does it cost anything to compare?

No. There’s no cost to compare, no credit check until you choose to proceed, and no obligation.

Can I combine my debts into one repayment?

Yes. Debt consolidation combines credit cards, personal loans and other debts into one repayment, with secured and unsecured structures compared. One repayment is simpler, but a longer term, or securing debts against your home, can raise the total you repay.

How do we get paid?

Comparing costs you nothing. Not comparing can cost you plenty.

The headline rate rarely tells the whole story. Fees, charges and loan terms can add far more to what you repay. That’s why your Compare Report shows every cost we can identify side by side.

In most cases, the lender pays us, and only if you decide to proceed with their product offer. For more complex deals, or where the lender pays us little or nothing, we may charge a fee for our service. It doesn’t happen often, but when it does, it’s shown on your Compare Report and we’ll walk you through it before you decide.

No obligation to proceed, ever.

How We’re Paid →