Debt Consolidation
One clear repayment, instead of several.
Review and restructure existing debts into a single repayment structure.
You don’t pay to compare.
No credit file impact · No cost to compare · No obligation
100+
Products compared, side by side
70+
Lenders, banks to private credit
$1B+
In lending reviewed in our reports
Access
To domestic and international lenders
Panel of 70+ lenders: banks · non-banks · fintechs · private lenders
Debt Consolidation at a glance
- Combines
- Credit cards, personal loans and other debts
- Structures
- Secured and unsecured, compared
- Repayments
- One monthly repayment instead of several due dates
- Timing
- Varies by lender
Subject to lender assessment. Your options are typically ready within 24 hours of receiving your documents.
What’s included.
- Combine credit cards, personal loans and other debts into one repayment.
- Compare secured and unsecured consolidation structures.
- A clearer monthly repayment instead of several separate due dates.
- Structured around your actual capacity to repay, rather than chasing the lowest advertised rate.
Enquire online
Tell us what you need. Get real options back.
A few details, sent straight to our Personal & Property team.
Your questions, answered.
No credit file impact · No cost to compare · No obligation
Which debts can I combine?
Credit cards, personal loans and other debts, combined into one repayment.
Will consolidating cost less overall?
Not always. One repayment is simpler, but a longer term, or moving unsecured debts into a loan secured against your home, can raise the total you repay. Options are structured around your actual capacity to repay, rather than the lowest advertised rate.
Secured or unsecured?
Both secured and unsecured consolidation structures are compared.
How do we get paid?
Comparing costs you nothing. Not comparing can cost you plenty.
The headline rate rarely tells the whole story. Fees, charges and loan terms can add far more to what you repay. That’s why your Compare Report shows every cost we can identify side by side.
In most cases, the lender pays us, and only if you decide to proceed with their product offer. For more complex deals, or where the lender pays us little or nothing, we may charge a fee for our service. It doesn’t happen often, but when it does, it’s shown on your Compare Report and we’ll walk you through it before you decide.
No obligation to proceed, ever.
Ready to see your options?
Your options, compared before you commit. No credit check until you choose to proceed.
You don’t pay to compare.
No credit file impact · No cost to compare · No obligation
Or talk to us: 1300 161 641 · support@tradefunding.com.au