Business finance is complex. We make it clear.
Business funding, compared on real data. See what you qualify for from 100+ options across 70+ lenders, before you apply.
You don’t pay to compare.
No credit file impact · No cost to compare · No obligation
100+
Products compared, side by side
70+
Lenders, banks to private credit
$1B+
In lending reviewed in our reports
Access
To domestic and international lenders
The problem we solve
The wrong fit costs more than a higher rate.
An inferior or poorly chosen product follows a business for years, long after the headline rate is forgotten.
- Costs moreFees add up beyond the headline rate.
- Takes longer to pay offThe wrong term stretches repayments.
- Puts security at riskAssets or guarantees put on the line.
- Locks out other providersSome facilities block other lenders.
- Squeezes cashflowRepayments out of step with trade.
- Limits your ability to tradeLess room for stock, staff or new work.
Panel of 70+ lenders: banks · non-banks · fintechs · private lenders
How it works
Three steps. Real, qualified options revealed.
Business funding, compared on real data, in three steps.
Every lender has its own policy, pricing and appetite. Cashper, our comparison engine, reviews them all, matches each product to your business's real performance, and shows you exactly what you qualify for, before you apply.
- Start with your funding options
- 1Share and connectTell us your funding needs and goals, then connect or share your business performance data.
- 2MatchCashper matches your business performance against real lender eligibility and policy.
- 3Compare and chooseQualified options laid out side by side, with lending specialist guidance through to settlement.
Eligibility shown on facts · Every trade-off shown · One specialist, start to settlement
- StartYour funding needs and goals
- Purpose
- Fit-out
- Amount
- $300,000
- Goal
- Open a second site
- 1 · Share and connectYour business performance profileOur tech connects to real data sources, so your matches are qualified.
- ASIC
- Xero
- PPSR
- Credit bureau
- Bank statements
- ABN
- 2 · MatchQualified matching across our lender library100+ products checked against each lender’s eligibility and policy.
- 3 · Compare and chooseAccurate choices, supported accessReal, qualified options, side by side.
- Specialist support
- Start to settlement
- Apply with the same data
- Funds, if approved
Your options, side by side
See what you qualify for.
Every option is matched against your business's actual performance and compared on security, term, amount and rate, so you see what you're eligible for, and why.
There is no overall score and no recommended badge.
- Every matched option, side by side.
- The trade-offs named: security, term, amount and rate.
- Any fee that applies to an option, before you choose.
Sample report · Term debt
Business Loan Options
| Lender | Loan amount | Term | Rate p.a. | Repayment | Security & structure |
|---|---|---|---|---|---|
| Lender A | $300,000 (leads on amount) | 24 months (leads on term) | 8.90% p.a. (leads on rate)(16.10% APR) | $14,703per month | GSA over company assets Director's guarantee |
| Lender B | $250,000 | 12 months | 13.90% p.a.(28.80% APR) | $24,224per month | GSA over company assets Director's guarantee |
| Lender C | $200,000 | 24 months (leads on term) | 10.40% p.a.(18.60% APR) | $10,043per month | GSA over company assets Director's guarantee |
| Lender D | $225,000 | 18 months | 11.90% p.a.(22.40% APR) | $14,833per month | GSA over company assets Director's guarantee |
| Lender E | $150,000 | 18 months | 12.90% p.a.(24.90% APR) | $10,071per month | GSA over company assets Director's guarantee |
| Lender F | Ineligible | - | - | - | Trading history short of lender minimum. |
SecurityTermAmountRate
Specialist note: Lender A leads on amount, term and rate, but requires a GSA and a director's guarantee.
5.0 on Google (opens Google Maps in a new tab)
“Outstanding service from start to finish! Trade Funding was professional, knowledgeable, and made the entire financing process simple and stress-free. They took the time to understand our business needs, explained all the available options clearly, and secured a great loan solution for us. …”
“Trade Funding’s advisor has worked tirelessly over a strategic period after analysing our position. They obtained a positive result for us fitting exactly our needs and in a timely manner looking at all possible options. …”
“Highly recommend the team at Trade Funding. As a residential builder, managing cashflow across multiple projects is critical, and their broker support has been a huge help in smoothing out timing gaps between progress claims, supplier payments, and payroll. …”
We help businesses, big and small, access funding.
Funding we compare.
- Business Loans$10k to $5M, secured or unsecured
- Lines of CreditDraw what you need
- Invoice FinanceUp to 90% advance on debtors
- Trade FinanceStock and supplier payments
- Equipment & LeasingMachinery, vehicles, technology
- Commercial PropertyFirst mortgages, to 30 years
- Second MortgagesRelease extra property equity
- Refinance & RestructureConsolidate existing debt
Partners
Helping businesses pay businesses.
We call it Connect: our program that gets you paid at the point of sale.
The same engine, at the point of sale. A QR code on your quotes and invoices shows your customers their funding options at the moment they decide. You're paid in full on settlement.
No fee to your business
Same customer. Two outcomes.
Without Connect
Customer holds off, lost sale
With Connect
from $131/month* (24 months)
Funding options QRFunded at the point of sale, sale secured
*Illustrative: $2,480 over 24 months at 13.5% p.a. simple interest. Actual repayments depend on the lender and your terms.
Will comparing affect my credit file?
No. There's no credit check until you choose to proceed with a lender.
How do we get paid?
Comparing costs you nothing. Not comparing can cost you plenty.
The headline rate rarely tells the whole story. Fees, charges and loan terms can add far more to what you repay. That’s why your Compare Report shows every cost we can identify side by side.
In most cases, the lender pays us, and only if you decide to proceed with their product offer. For more complex deals, or where the lender pays us little or nothing, we may charge a fee for our service. It doesn’t happen often, but when it does, it’s shown on your Compare Report and we’ll walk you through it before you decide.
No obligation to proceed, ever.
How long does it take?
You first receive a short overview that confirms your details and lists the documents we need. Your report is typically ready within 24 hours of receiving those documents.
Are you a lender?
No. Trade Funding Pty Ltd is a Credit Representative (number 568624) of QED Credit Services Pty Ltd, Australian Credit Licence 387856. We compare options across our lender panel and support you through to settlement. The lender you choose provides the funding.
Can you review funding I already have?
Yes. We compare options to replace or restructure what you have, as well as new funding.
See your options, side by side.
No credit file impact · No cost to compare · No obligation
Or talk to us: 1300 161 641 · support@tradefunding.com.au