How we’re paid
You don’t pay to compare. Lenders pay us.
In most cases, lenders pay us. Here’s what that means for you, in five points.
In short
Comparing costs you nothing. Not comparing can cost you plenty.
The headline rate rarely tells the whole story. Fees, charges and loan terms can add far more to what you repay. That’s why your Compare Report shows every cost we can identify side by side.
In most cases, the lender pays us, and only if you decide to proceed with their product offer. For more complex deals, or where the lender pays us little or nothing, we may charge a fee for our service. It doesn’t happen often, but when it does, it’s shown on your Compare Report and we’ll walk you through it before you decide.
No obligation to proceed, ever.
Five points, in plain words.
- 1Comparing costs you nothing.Your Compare Report, your document checklist and your specialist’s walkthrough carry no charge.
- 2Lenders pay us.In most cases, the lender pays us, and only if you decide to proceed with their product offer.
- 3Every cost is on the page.Each option’s fees and charges are side by side, including establishment fees, early repayment costs and security.
- 4If we ever charge a fee, you’ll see it first.For more complex deals, or where the lender pays us little or nothing, we may charge a fee for our service. It doesn’t happen often, but when it does, it’s shown on your Compare Report and we’ll walk you through it before you decide. No obligation to proceed, ever.
- 5No paid placement.No lender pays to be shown first. There’s no overall score and no “recommended” badge; every option is shown on the same facts: security, term, amount and rate.
For the full detail, see How we’re paid in our Credit Guide.
No credit file impact · No cost to compare · No obligation