Refinancing
A better deal shouldn’t mean starting from scratch.
See where you stand before you re-sign with your current lender.
You don’t pay to compare.
No credit file impact · No cost to compare · No obligation
100+
Products compared, side by side
70+
Lenders, banks to private credit
$1B+
In lending reviewed in our reports
Access
To domestic and international lenders
Panel of 70+ lenders: banks · non-banks · fintechs · private lenders
Refinancing at a glance
- Refinance type
- Rate-and-term, cash-out or debt consolidation
- Compared
- Before you re-sign with your current lender
- Matched to
- Your ability to repay, the property and your goals
- Timing
- Varies by lender
Subject to lender assessment. Your options are typically ready within 24 hours of receiving your documents.
What’s included.
- Refinance options compared, instead of settling for your current lender’s retention offer.
- See what a lower rate or different structure could save before you commit to anything.
- Rate-and-term, cash-out, or debt consolidation folded into the same refinance - whichever fits your goal.
- Matched to your actual position - your ability to repay, the property the loan is secured against, and your goals - ahead of the lowest advertised rate.
Enquire online
Tell us what you need. Get real options back.
A few details, sent straight to our Personal & Property team.
Your questions, answered.
No credit file impact · No cost to compare · No obligation
Why compare before re-signing with my current lender?
So you can weigh refinance options against your current lender’s retention offer, instead of settling for it.
What kinds of refinance are there?
Rate-and-term, cash-out, or debt consolidation folded into the same refinance, whichever fits your goal.
How are options matched?
To your actual position (your ability to repay, the property the loan is secured against, and your goals) ahead of the lowest advertised rate.
How do we get paid?
Comparing costs you nothing. Not comparing can cost you plenty.
The headline rate rarely tells the whole story. Fees, charges and loan terms can add far more to what you repay. That’s why your Compare Report shows every cost we can identify side by side.
In most cases, the lender pays us, and only if you decide to proceed with their product offer. For more complex deals, or where the lender pays us little or nothing, we may charge a fee for our service. It doesn’t happen often, but when it does, it’s shown on your Compare Report and we’ll walk you through it before you decide.
No obligation to proceed, ever.
Ready to see your real options?
Your options, compared before you stay with the one you have. No credit check until you choose to proceed.
You don’t pay to compare.
No credit file impact · No cost to compare · No obligation
Or talk to us: 1300 161 641 · support@tradefunding.com.au