What’s with the ghost? Meet Cashper your friendly financial ghost.

What’s with the ghost? Meet Cashper your friendly financial ghost.

Let's find your best-fit funding.

Answer a few quick questions, and we'll show you what's possible. No credit checks. No commitment. Just clarity.

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Amount you're seeking to borrow. This field is required.

Your registered business name.
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What's the funding for?
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    Our Products

    Explore our range of financial products to find the right solution for your business.

    We offer transparent, flexible financing solutions tailored to your business needs, from everyday transactions to major investments, all designed to empower your growth with clarity and confidence.

    Our Products

    Looking for a specific product?
    We got you covered.

    Lease

    Chattel Mortgage

    Own your business asset from day one, making regular payments whilst providing the asset as security for the loan. Key benefits include immediate ownership, potential tax benefits, and flexible repayment terms. Chattel mortgages are commonly used for acquiring commercial vehicles, manufacturing equipment, and other essential business assets.

    Product / FeaturesChattel Mortgage
    OwnershipBusiness/Borrower from outset
    ControlBusiness/Borrower controls asset
    Balance SheetAsset/Liability recorded
    End Of TermBusiness/Borrower retains ownership 
    Tax DeductionsInterest and depreciation
    Typical Use CaseOwnership with financing using the asset as security

    Lease

    Finance Lease

    Enjoy long-term use of essential business assets, with the option to own them at the end of the lease agreement. Key benefits include predictable payments, potential tax advantages, and conserving working capital. Finance leases are commonly used for acquiring manufacturing equipment, commercial vehicles, technology upgrades, and other essential business assets.

    Product / FeaturesFinance Lease
    OwnershipFinancier during the term
    ControlFinancier controls asset
    Balance SheetAsset/liability recorded
    End Of TermOption to purchase
    Tax DeductionsDeductible lease payments
    Typical Use CaseLonger-term financing

    Lease

    Operating Lease

    An operating lease offers temporary use with the option to return or upgrade. Benefits include lower upfront costs and predictable monthly payments. Common use cases include leasing office furniture, computer equipment, or vehicles for short-term contracts.

    Product / FeaturesOperating Lease
    OwnershipFinancier during term
    ControlFinancier controls asset
    Balance SheetOff-balance-sheet expense
    End Of TermAsset returned to financier (sometimes purchase options exist)
    Tax DeductionsDeductible lease payments
    Typical Use CaseShort term or temporary usage