What’s with the ghost? Meet Cashper your friendly financial ghost.
Our Products
We offer transparent, flexible financing solutions tailored to your business needs, from everyday transactions to major investments, all designed to empower your growth with clarity and confidence.
Our Products
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Own your business asset from day one, making regular payments whilst providing the asset as security for the loan. Key benefits include immediate ownership, potential tax benefits, and flexible repayment terms. Chattel mortgages are commonly used for acquiring commercial vehicles, manufacturing equipment, and other essential business assets.
Product / Features Chattel Mortgage Ownership Business/Borrower from outset Control Business/Borrower controls asset Balance Sheet Asset/Liability recorded End Of Term Business/Borrower retains ownership Tax Deductions Interest and depreciation Typical Use Case Ownership with financing using the asset as security
Enjoy long-term use of essential business assets, with the option to own them at the end of the lease agreement. Key benefits include predictable payments, potential tax advantages, and conserving working capital. Finance leases are commonly used for acquiring manufacturing equipment, commercial vehicles, technology upgrades, and other essential business assets.
Product / Features Finance Lease Ownership Financier during the term Control Financier controls asset Balance Sheet Asset/liability recorded End Of Term Option to purchase Tax Deductions Deductible lease payments Typical Use Case Longer-term financing
An operating lease offers temporary use with the option to return or upgrade. Benefits include lower upfront costs and predictable monthly payments. Common use cases include leasing office furniture, computer equipment, or vehicles for short-term contracts.
Product / Features Operating Lease Ownership Financier during term Control Financier controls asset Balance Sheet Off-balance-sheet expense End Of Term Asset returned to financier (sometimes purchase options exist) Tax Deductions Deductible lease payments Typical Use Case Short term or temporary usage
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