What’s with the ghost? Meet Cashper your friendly financial ghost.

What’s with the ghost? Meet Cashper your friendly financial ghost.

Let's find your best-fit funding.

Answer a few quick questions, and we'll show you what's possible. No credit checks. No commitment. Just clarity.

01
02
03
Success Icon
Amount you're seeking to borrow. This field is required.

Your registered business name.
Auto-filled based on your ABN.
What's the funding for?
Total value of unpaid invoices owed to you.

    Want to see indicative amounts, rates, and terms? Just pop in your details below to view!

    Your first name.
    Your last name
    Your email.

    No spam, we promise!

    About Us

    Where Business Loan Comparisons Are Truly Transparent.

    Trade Funding is committed to helping businesses discover, compare, and access comprehensive financial solutions that fuel growth, efficiency, and smarter decision-making.

    SME Funding: Challenges & Solutions

    Why Finding the Right Business Funding Matters in Australia

    Getting the wrong business funding can cost Australian small and medium businesses (SMEs) big time. High-interest loans and tough credit terms can squeeze cash flow, limit your ability to adapt, and slow down growth. Plus, relying too much on debt makes your business more vulnerable when the economy gets tough.

    Struggling to Get a Loan? You're Not Alone.

    In 2023, nearly half of Aussie SMEs found it hard to get funding.

    • 19% said they were stuck waiting too long for approvals.
    • 17% hit a wall with strict lending rules.
    • 17% were knocked back by high interest rates.

    It’s no wonder more businesses are starting to look beyond the banks.

    The Rise of Non-Bank Lenders

    With banks tightening their lending, non-bank SME lending is booming, growing by 25% in just six months. While this provides access to funds, it can sometimes mean higher costs or less favourable loan terms.

    $80 Billion Australian SME Lending Gap

    If getting funding was just a bit easier, SMEs would borrow an extra $80 billion.

    • 55% said affordable loans are just too hard to find.
    • 41% are drowning in paperwork.
    • 40% can’t find a lender willing to say yes.

    Clearly, something’s broken, and that’s exactly what we’re here to fix.

    We deliver transparent, unbiased options allowing you to choose with confidence.

    Trade Funding simplifies business finance for Australian businesses. We scan the entire market – banks, fintech, and private lenders – to find the best funding options without impacting your credit file. Skip the research; we deliver fast, accurate results fit for purpose.

    Trade Funding empowers your business to reach its potential. Let us take the guesswork out of funding.

    Why Choose Us

    Tired of the confusion in business finance? So were we.

    We empower business owners with unrivalled choice, transparency, and access to the most innovative financial solutions available.

    For years, Trade Funding founders worked on the lender/provider side, witnessing firsthand the struggles businesses faced navigating a complex and often opaque financial landscape. The frustration was real. That’s why we created Trade Funding.

    Our mission is to empower business owners with the clarity, choice, and control they deserve.  We’re here to guide you through the maze of financial products, ensuring you find the perfect solution for your unique needs.

    The Trade Funding Difference

    Our signature framework simplifies the search for the best-fit, cost-effective funding solutions tailored to your unique goals and circumstances.

    This means you can:

    • Save time and effort: Quickly identify the most suitable funding options without the hassle of researching multiple lenders.
    • Make informed decisions: Access clear, unbiased comparisons of loan features, costs, the security you need to provide and the product benefits as well as their shortcomings. 
    • Secure the best rates: Find the most competitive rates and terms available for your specific needs – whilst understanding any security limitations they require to access them.
    • Achieve your goals faster: Access the funding you need to grow your business efficiently.


    Backed by founders with proven experience in scaling startups, accelerating businesses through IPOs, and leading high-performing teams, we have the expertise to guide you to success.

    Our VALUES

    Core Values of Transparency, Speed & Simplicity

    Total Transparency

    No Smoke, No Mirrors

    What you see is exactly what you get. No dressing things up, no hidden agendas, just straight talk and real options. We don’t push what’s most profitable; we show all possibilities and let you decide. Transparency isn’t a buzzword for us, it’s the foundation of how we operate. We have the tough conversations, speak our minds, and always keep it real. Because in business, transparency isn’t just important, it’s everything.

    Move Fast

    Speed Wins, Execution Matters

    Business waits for no one. We move lightning-fast, executing and delivering on our promises without delay. In a market where action is often replaced by hesitation, we stand apart. We get things done. Whether it’s funding, solutions, or support, we move with urgency, because we know timing can make or break opportunities.

    As One

    Your Success is Our Success

    Every day is treated like Day One, we bring hunger, drive, and relentless energy to everything we do. We’re not just a service provider; we’re part of your journey, standing by you like a trusted team member. We operate as an extension of your business, offering immense support and value, ensuring you never feel like you’re going it alone. Internally, we are one team, united by a shared dream, common goals, and an unwavering commitment to delivering maximum value.

    Keep It Simple

    Clarity in Complexity

    Finance can be complicated, but it doesn’t have to be. We make it easy to review, understand, and act on. No industry jargon, no endless loops of explanation, just clear, straightforward insights that help you make informed decisions. We keep it light, approachable, and judgment-free, so you always feel confident and in control. Our goal? To remove confusion and replace it with clarity, because the best decisions are the ones made with complete understanding

    We help businesses break through financial barriers and achieve goals with funding solutions to fit unique circumstances.