What’s with the ghost? Meet Cashper your friendly financial ghost.
Compare Options

What’s with the ghost? Meet Cashper your friendly financial ghost.

Compare Options

Let's find your best-fit funding.

Answer a few quick questions, and we'll show you what's possible. No credit checks. No commitment. Just clarity.

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    FAQs

    Got Questions?

    We’ve compiled the most frequently asked questions to provide you with clear, concise answers.

    General

    Trade Funding empowers businesses to make informed financial decisions. We provide a comprehensive comparison report of tailored lending options. This means we take into account solutions that you and other lenders may not have even considered, helping you find the perfect solution for your unique needs and objectives. Our unbiased expertise and streamlined process make accessing the right funding simple and efficient.

    Our process is designed to be simple, transparent, and efficient:

    • Understanding Your Objectives: We take the time to understand your business goals, financial needs, and unique circumstances. This includes analysing the purpose of the funds (e.g., expansion, working capital, equipment purchase), your business profile, and its financial performance.

    • Confirming Your Information: We gather basic information about your business and provide a personalised ‘Business Overview’ report. This report confirms your business details, outlines our initial findings, and lists the documents required to generate a comprehensive “Comparison Report.”

    • Generating Your Comparison Report: Using our platform and extensive lender network, we analyse your unique business profile and data against lender requirements to create a customised Comparison Report. This report showcases the best financing matches for your specific needs, including strong indicative offers.

    • Facilitating the Application Process: We guide you through the available options, helping you understand the terms and features of each offer. Once you’ve chosen the best solution for your business, we assist in completing the application process directly with your chosen lender, ensuring a smooth and efficient experience.

    Our services are designed for a wide range of Australian businesses seeking funding, including:

    • Small and medium-sized enterprises (SMEs)
    • Startups
    • Established businesses
    • Sole traders
    • Partnerships
    • Companies

    No matter your industry or business structure, we can help you find the right funding solutions to achieve your goals.

    We provide access to a wide range of funding solutions designed to help your business thrive:

    • Fuel your growth: Secure funding for expansion, new equipment, or hiring.
    • Improve cash flow: Access working capital to manage expenses and bridge gaps between payments.
    • Acquire essential assets: Finance the purchase of equipment, vehicles, or property.
    • Optimise your supply chain: Ensure timely payments to suppliers and improve efficiency.
    • Expand internationally: Facilitate trade and manage currency risk.

    Explore our funding solutions and discover how we can help your business succeed.

    Compare Report

    The Trade Funding Compare Report is a detailed analysis of financial services products best suited to business objectives and matched against the business profile. It highlights the best lending options, their costs, benefits, business security required and repayment terms, helping businesses make informed decisions from transparent options.

    Our Compare Report is a unique tool that sets us apart from other finance providers:

    • Personalised Analysis: We go beyond simply listing loan options. We provide a personalised analysis of your business needs and objectives to identify the best solutions for you.
    • Comprehensive Comparisons: Our report compares a wide range of factors, including interest rates, fees, repayment terms, and security requirements, so you can make informed decisions.
    • Unbiased Recommendations: We provide unbiased recommendations based on your specific circumstances, ensuring you choose the right funding solution for your business.
    • Empowerment: Our Compare Report empowers you to take control of your financing decisions and choose the best path for your business’s future.

    We won’t keep you waiting! You’ll receive an initial Business Overview right away, with product category matches best aligning with your funding purposes. Then, once you provide the necessary documents, we’ll get your full Compare Report detailing specific options within 24 hours. Fast, efficient, and transparent – that’s the Trade Funding way.

    Application Process

    We’re committed to transparency and providing value upfront.  Here’s how it works:

    • Free Consultation & Compare Report: Our initial consultation and personalised Compare Report are completely free of charge.
    • No Obligation: You’re under no obligation to proceed with any of the funding options presented.
    • Transparent Fees: If you choose to proceed with a lender, we’ll disclose any associated fees before you commit.

    We believe you should have all the information you need to make informed decisions without hidden costs or surprises.

    Good news! You don’t need any documents for the initial funding qualification called our Business Overview. 

    However, if you’re looking to get a personalised Compare Report, we typically require some or in some cases, all the below information:

    • Bank account information (simple digital link)
    • Financial statements
    • Tax portal/payment plan (if applicable)
    • Director identification
    • Accounts payable/receivable (if applicable)

    We make the process as simple and efficient as possible, only asking for the documents required by matched lenders and suitable products for you.

    The exact timeline varies depending on the lender and product. Great news – our Compare Report includes estimated timelines for each option.  While some approvals and funding can happen within 24 hours, the typical timeframe is 3-5 days.

    Products and Services

    We cater to a diverse range of industries, including:

    • Retail: Optimise your inventory, manage cash flow, and fund expansion.
    • Manufacturing: Acquire equipment, streamline production, and access working capital.
    • Technology: Fuel innovation, invest in R&D, and scale your operations.
    • Hospitality: Upgrade facilities, manage seasonal demand, and improve cash flow.
    • Construction: Secure funding for projects, equipment, and working capital.   
    • Healthcare: Invest in new technology, expand facilities, and manage operating expenses.
    • And More: We support businesses across a wide range of sectors. 

    No matter your industry, we can help you find the right funding solutions to achieve your goals.

    Non-dilutive funding is a type of financing that doesn’t require you to give up any ownership in your company. This means you retain full control of your business while accessing the capital you need to grow. Examples include loans, invoice financing, and trade credit.   

    Benefits of non-dilutive funding:

    • Retain ownership and control: You maintain full control over your business decisions and equity.   
    • Access to capital: Secure funding to fuel growth, manage cash flow, or acquire assets.   
    • Flexibility: Choose from a variety of non-dilutive funding options to suit your needs.
    • Maintain focus: Focus on running your business without the distractions of equity negotiations.


    Non-dilutive funding can be a valuable tool for businesses at all stages, from startups to established enterprises.

    Absolutely. We offer a range of solutions to support your international trade activities:

    • Export Finance: Secure funding to cover production and shipping costs for your exports.
    • Trade Finance: Facilitate international trade transactions, including letters of credit, import/export financing, and more.
    • Foreign Exchange (FX) Services: Manage currency risk and optimise your international payments with competitive exchange rates and expert guidance.

    We can help you tailor a solution to meet your specific international trade need.

    Not necessarily! Trade Funding offers a diverse range of products and providers, so you have options.

     

    For loans under $1.5 million, property security is often not required, depending on your business’s profile and performance.

    Here are some possibilities:

    Unsecured loans: No property or asset security is needed.

    Secured loans:

    • Invoice security: Use your outstanding invoices as security.
    • Asset security: Use business assets, like equipment or vehicles, as security.
    • Property security: Use property as security, typically for larger loans.
    • Other options: Some lenders may require a business security or directors’ guarantees.


    We’ll work with you to find the best solution that meets your needs and circumstances.  Contact us to explore your options and learn more.

    Partnership Opportunities

    We believe in the power of collaboration. We partner with accountants, brokers, bookkeepers, and strategic partners who share our commitment to helping businesses thrive.

    By working together, we can:

    • Empower businesses: Provide access to the funding and resources they need to succeed.
    • Simplify the funding process: Make it easier for businesses to find the right financial solutions.
    • Promote financial wellness: Help businesses achieve their financial goals and build a strong foundation for the future.


    If you’re passionate about supporting businesses and believe in the value of collaboration, we invite you to partner with us. Contact us to explore partnership opportunities.

    • Access a vast network of lenders and products: Offer your clients a wide range of funding options, ensuring they find the perfect solution for their needs.
    • Leverage our transparent matching methodology: Benefit from our unbiased and efficient process for matching clients with the best lenders and products.
    • Simplify the funding process for your clients: Save time and effort with our streamlined application and approval process.
    • Generate new revenue streams: Earn competitive commissions on successful referrals and expand your revenue potential.
    • Strengthen your client relationships: Enhance your value as a trusted advisor by providing access to valuable funding solutions and expert guidance.
    • Access dedicated support and resources: Benefit from our dedicated partner support team, marketing materials, and training programs.


    Join our network of successful partners and experience the benefits of collaborating with Trade Funding

    You can contact us at:

    Phone: 1300 161 641
    Email: support@tradefunding.com.au
    Office: Level 7, 233 Castlereagh St, Sydney, NSW 2000

    Ready to explore your funding options?

    Get a free business overview by completing our online form or request a call back from our team. No pressure, just clear options.

    Compare Your Options Today

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